Niantic Homes under $400,000

Welcome to Niantic, a charming coastal village nestled within the town of East Lyme, Connecticut. Known for its picturesque waterfront, vibrant community, and rich history, Niantic offers a unique blend of small-town charm and modern amenities, making it an ideal place to call home.

As you stroll through the neighborhood, you’ll be captivated by the stunning views of Long Island Sound and the inviting beaches that beckon families and nature lovers alike. The Niantic Boardwalk is a local favorite, perfect for leisurely walks, cycling, or simply soaking in the sun while enjoying the refreshing ocean breeze. This tight-knit community is home to delightful shops, cozy cafes, and a variety of dining options that cater to every palate.

For those seeking affordable housing options, Niantic presents a fantastic opportunity with homes priced under $400,000. These charming residences offer a range of styles, from classic New England cottages to modern townhouses, all designed to suit diverse lifestyles. Imagine waking up each day in a cozy home just minutes away from the beach, where summer days are spent swimming, sailing, or picnicking with loved ones.

Families will appreciate the highly-rated schools in East Lyme, along with the numerous parks and recreational activities available in the area. With its friendly atmosphere and strong sense of community, Niantic truly embodies the essence of coastal living. Whether you’re looking to settle down, invest, or simply explore, Niantic is a hidden gem waiting to be discovered. Come and experience the charm of Niantic for yourself!

Newest Niantic Homes under $400,000

$379,000

2 Beds ⋅ 3 Baths ⋅ ACTIVE Status ⋅ 24210077 MLS ⋅ Pondcliff BLDG.

Welcome to Pondcliff. A beautifully landscaped condominium complex set back on a private road located in the peaceful picturesque coastal Niantic Village. A move-in-ready spacious 1472 sf corner townhouse condo is ready for a new owner. Residents of Pondcliff enjoy an inground pool, hiking trails, two ponds and wildlife on this 40 acre park like property. As you enter the main floor you will find a well thought-out open floor plan with hardwood floors throughout. The kitchen/dining area offers a breakfast island with plenty of cabinet space. The main floor bedroom is next to the full bathroom. You will also find a large living room with high ceilings, a woodburning fireplace, Mini Split AC/Heat Pump and sliding patio door leading to a large deck overlooking the park grounds. Walk up-stairs to the large primary bedroom which has a sky light, a full bathroom, washer and dryer, walk in closet, storage space and a private balcony The lower level (finished basement) offers an additional 864sf of a multipurpose heated livable space with a storage room, half bathroom and walkout patio door for easy exit and entry. Area attractions are minutes away. Take a walk on the Niantic Bay Board Walk with water views. Swim at McCooks Beach or Rocky Neck State Park. The Mohegan Sun Casino, EB, and Pfizer are approximately a 20 minute drive. There is plenty of unassigned parking spaces for everyone. $395. HOA fees. No pending assessments.

97 W Main St Unit 36, East Lyme

$379,900

2 Beds ⋅ 2 Baths ⋅ ACTIVE Status ⋅ 24209362 MLS ⋅ Pondcliff BLDG.

Welcome to this lovingly maintained 2 bedroom, 2 full bath end unit townhome in the desirable Pondcliff Condominium Complex in Niantic. This inviting condominium offers a flexible layout with a comfortable living room overlooking the picturesque grounds with views of the pond and the in ground pool (currently being refurbished), a spacious dining room, fully applianced kitchen and a much sought after first-floor bedroom. There is a spacious second-floor primary suite featuring a full bath, walk-in closet, laundry area and a walk-in attic for additional storage. The lower level family room provides valuable bonus living space. A tandem garage adds convenience and functionality. Pondcliff residents also enjoy more than 40 acres of park-like grounds with scenic hiking trails. This condominium complex is located in an ideal location near the charming Village of Niantic with its boutique shopping, restaurants, live theater, beaches, boating and the scenic Niantic Boardwalk which overlooks Long Island Sound. Don't miss this opportunity to enjoy the best of shoreline living!!! WELCOME HOME.................

97 W Main St Unit 6, East Lyme

$369,999

2 Beds ⋅ 2 Baths ⋅ ACTIVE Status ⋅ 24208772 MLS ⋅ Niantic BLDG.

Spacious top-floor 2-bedroom, 2-bath home at Bay Point Condos, 468 Main Street in Niantic. Originally built as an apartment community and fully converted to condominium ownership, with Certificates of Occupancy recently issued by the building department. This third-floor residence offers a premier finish, an open living and dining area, a well-appointed kitchen, and two full baths - including a primary suite with its own bath. A dedicated closet with in-unit washer/dryer hookup is already in place. Community features include a landscaped central courtyard and on-site surface parking, with a monthly HOA of $435. Minutes from Niantic village, area marinas, and the Long Island Sound shoreline.

468 Main St Unit 319, East Lyme

$279,999

1 Beds ⋅ 1 Baths ⋅ ACTIVE Status ⋅ 24208770 MLS ⋅ Niantic BLDG.

Bay Point Residences is a boutique 60-unit condominium conversion on the water side of Niantic, just steps from the boardwalk and area marinas. Unit 204 is a renovated Driftwood-layout one-bedroom on the second floor, featuring an open living/dining area, updated kitchen and bath finishes, and a private balcony or patio. Residents enjoy elevator access to all floors and a dedicated basement storage locker included with the unit. Convenient to General Dynamics Electric Boat in Groton, Pfizer, with easy access to I-95 and Route 1, and just minutes from Niantic's beaches, boardwalk, and marina community. Monthly HOA of $264 covers building insurance, landscaping, snow removal, common-area utilities, elevator maintenance, and professional management. First-owner opportunity in a newly converted building.

468 Main St Unit 204, East Lyme

$274,999

1 Beds ⋅ 1 Baths ⋅ ACTIVE Status ⋅ 24208765 MLS ⋅ Niantic BLDG.

Bright, top-floor 1-bedroom, 1-bath home at Bay Point Condos, 468 Main Street in Niantic. Originally built as an apartment community and fully converted to condominium ownership, with Certificates of Occupancy recently issued by the building department. This third-floor residence offers a premier finish, an open living and dining area, and a well-appointed kitchen. In-unit washer/dryer hookups can be added - inquire for details. Community features include a landscaped central courtyard and on-site surface parking. Minutes from Niantic village, area marinas, and the Long Island Sound shoreline.

468 Main St Unit 315, East Lyme

$279,500

2 Beds ⋅ 1 Baths ⋅ ACTIVE Status ⋅ 24205922 MLS ⋅ Corey Lane Manor BLDG.

Nestled in Corey Lane Manor, this desirable corner-unit townhouse condominium offers the perfect backdrop for your next chapter. Stroll past beautifully landscaped, flowering gardens and step inside to a cozy, sun-drenched living room featuring gorgeous wood floors. The seamless layout leads to a bright kitchen and dining area, complete with a breakfast bar and recently updated appliances, including a refrigerator and dishwasher (2023) and microwave (2024). Step outside onto your back deck-the perfect spot for dining alfresco or enjoying a peaceful morning cup of coffee. Upstairs, the hardwood floors continue into two generously sized bedrooms and a full bath. The lower level provides abundant storage and convenient laundry access. Perfectly situated, this home makes it easy to enjoy the best of the Niantic lifestyle, whether you're spending the day at Rocky Neck State Park, window shopping along Main Street, or dining at local favorites.

78 Corey Ln Unit 7, East Lyme

$275,000

2 Beds ⋅ 2 Baths ⋅ ACTIVE Status ⋅ 24199306 MLS ⋅ Black Point Farms BLDG.

This desirable, move-in-ready two-bedroom, one-and-a-half-bath townhouse offers an affordable opportunity to enjoy coastal living, including access to Crescent Beach with a beach pass. The first floor features ceramic tile, while the second floor has carpet and waterproof vinyl flooring, all installed approximately 10 years ago and still in great condition. The home includes one assigned parking space, along with ample unassigned parking for residents and guests. Enjoy easy access to downtown restaurants and shops, the Niantic Bay Boardwalk, McCook Point Park and beach, Rocky Neck State Park. There is laundry building providing coin-operated washers and dryers for residents. Owners may rent their unit after two years of ownership, offering future investment potential.

127 Black Point Rd Unit 35, East Lyme

$390,000

2 Beds ⋅ 2 Baths ⋅ ACTIVE Status ⋅ 24179258 MLS ⋅ Hope Street (38) BLDG.

Great downtown location with secure access in the Seaside Village complex! This wonderful 2-bedroom, 2 bath condo offers an open concept layout, key elevator, beach rights, and minutes from the shoreline. The kitchen features stainless steel appliances and a breakfast bar that flows into the dining area before opening to a bright living room enhanced by tall bay windows that fill the space with natural light. The primary suite includes a private full bath and walk-in closet, while extra wide doorways, central air, Thermopane windows, and an in-unit washer/dryer combo add comfort and convenience. HOA amenities such as snow removal, grounds maintenance, and well-kept common areas support an easy, low maintenance lifestyle. The surrounding Niantic area offers a vibrant coastal atmosphere with the scenic Niantic Boardwalk, marinas along the Niantic River, sandy beaches on Niantic Bay, charming local shops, waterfront dining, seasonal events, and miles of shoreline to enjoy for recreation and relaxation. Unit is two blocks away from the beach! Walking distance to shops, restaurants, bakeries, the theater, and there is a private kayak storage on property which abuts Dodge Pond!

38 Hope St Unit 26, East Lyme

Start Your Search

The data relating to real estate for sale on this website appears in part through the SMARTMLS Internet Data Exchange program, a voluntary cooperative exchange of property listing data between licensed real estate brokerage firms, and is provided by SMARTMLS through a licensing agreement. Listing information is from various brokers who participate in the SMARTMLS IDX program and not all listings may be visible on the site. The property information being provided on or through the website is for the personal, non-commercial use of consumers and such information may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Some properties which appear for sale on the website may no longer be available because they are for instance, under contract, sold or are no longer being offered for sale. Property information displayed is deemed reliable but is not guaranteed. Copyright 2026 SmartMLS, Inc.